1.1.................... moves to amend H.F. No. 2853 as follows:
1.2Page 14, after line 4, insert:

1.3    "Sec. 5. [65A.285] SURCHARGE PROHIBITION.
1.4    Subdivision 1. Surcharge prohibition. An insurer may not impose a surcharge on
1.5homeowners insurance as a result of a consumer inquiry.
1.6    Subd. 2. Definitions. For purposes of this section:
1.7(1) "consumer inquiry" means a telephone call or other communication made to an
1.8insurer that does not result in a paid claim and that is in regard to the general terms or
1.9conditions of or coverage offered under an insurance policy. The term includes a question
1.10concerning the process for filing a claim and whether a policy will cover a loss; and
1.11(2) "surcharge" means an increase in premium for a policy, including the removal
1.12of a claim-free discount."