4:00 - Gavel. 7:00 - Business climate in the Midwest: MN versus WI. 55:00 - Discussion of auto insurance modernization. 1:39:00 - Discussion of appropriateness of non-compete agreements (HF506). 2:32:30 - Discussion of stranger-originated life insurance (STOLI) and life insurance secondary market. Runs 2 hours, 49 minutes.